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MORTGAGES

EXPERT MORTGAGE ADVICE

Choosing the right mortgage could be the biggest financial decision you will make. With thousands of mortgages available it can seem like a maze to find your way through.​​

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Our mortgage advisors can find a mortgage product to suit your own individual requirements. Whether you are a first time buyer, moving home, remortgaging or looking to purchase a "buy to let" property, we will recommend the most appropriate product for your circumstances.

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We realise that different people have their own personal needs. Consequently, every enquiry is considered on an individual basis.

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Help and Advice for First Time Buyers & Home Movers

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Buying a  home can be very daunting – even if it’s not your first time!

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With our mortgage advisors knowledge and experience, we can guide you through the mortgage mine field, explain the mortgage options available and find you the best deal for your circumstances.

 

As mortgage advisers, you can have peace of mind that we will be able to compare a comprehensive range of mortgage products available on the market so you get the best mortgage advice and don't need to shop around.

 

As well as finding the best mortgage for you we will also liaise with estate agents, solicitors and valuers to make the whole process as easy as possible.

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Looking to remortgage?

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Whether you are looking to raise extra funds, want to buy out interest or just want to gain a better deal, we can help you to find the best solution.

 

As well as considering your existing lender, as mortgage advisers we can consider lenders from across the market to make sure the  most suitable mortgage is found.

 

We offer mortgage advice tailored to your circumstances, and appreciate that mortgage deals and availability are constantly changing, as does the criteria the lenders use to determine how much they will lend and to whom. We keep abreast of these regular changes, to ensure that you benefit from the competition between lenders by securing the best deal for you.

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Buy to Let/Let to Buy

We have many years experience in helping first time landlords to experienced property investors find the most suitable mortgages.

 

By keeping abreast of the local market and lender criteria we able to ensure our clients obtain the most suitable buy to let/let to buy mortgage.

Moorgate Financial Services

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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The Financial Conduct Authority do not regulate some forms of buy to let mortgages.

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Our typical fee for new clients is £495. However, for the following complex transactions our fee will £595. 


•    Debt consolidation
•    Significant adverse credit history
•    Shared ownership
•    Corporate Buy-to-Let
•    Right to Buy
•    Later life borrowing


Our fees for existing clients are:


Product transfer with existing lender - £50
Further advance with existing lender - £195
Remortgage to new lender - £195
New property purchase - £395

The fee is payable on issue of a formal mortgage offer.

 

 

 

 

There may be a fee for mortgage advice. The actual amount will depend upon your circumstances but we estimate it to be £495. We do not charge any upfront fees and where a fee is to be charged this would only be payable once a formal offer of mortgage has been issued by a lender.

 

Moorgate Financial Services is an appointed representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

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Moorgate Financial Services is entered on the FCA register (www.fca.org.uk). Firm Reference Number 461184.

 

Data Protection Registration Number: Z8088045 | Consumer Credit License Number: 557366

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The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

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For details of our complaints process please click HERE

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© 2019 Moorgate Financial Services - all rights reserved

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